HPL in association with............
 

TOO MUCH PAPERWORK?

                  YOU FIT THE WINDOWS ……. WE DO THE INSURANCE

FENSA, CERTASS and BSI registered Businesses are required to give the consumer appropriate means of insurance against loss of deposits and must also give a guarantee or warranty covering the cost of completing rectification work in respect of defects and in the event of ceasing to trade, offer to back this guarantee with an independent insurance policy.

If you do not currently offer this insurance, you must select a provider from the guidance offered by FENSA, CERTASS or BSI. HPL is an approved  provider and you can set up a contract with us for one of our schemes before applying for or renewing your membership with FENSA, CERTASS or BSI. 

The two standard routes available to you are detailed below.

If you do not take deposits then you can join scheme A or B

If you regularly take deposits then you must join scheme B

“Offer” Scheme (A) – if you do not take deposits

This scheme is for companies wanting to comply with Part L, FENSA, CERTASS, BSI and the Financial Services Authority by simply offering customers an Insurance Backed Guarantee (IBG).

• The guarantees are offered by HPL to your customers post completion by letter and for this service we charge you a flat £220.00 per year. All we require is a copy of your weekly/monthly installation list that you send to FENSA, CERTASS or BSI.

• Any take up of the guarantees are paid for by the customer, unless you request otherwise.

“Give” Scheme (B)

This scheme is for companies wishing to provide a guarantee on all installations. It is also suitable for companies taking regular deposits. There is an Annual Administration charge of £100.

• We provide the guarantees to your customers as requested by you on your weekly/monthly installation list.
• The cost of the guarantees range from £13.00 to £35 each including Insurance Premium tax of 5%.
• Depending on the number of installations we will invoice you every week/month.
• There is no long term contract to sign up to, we are here to help you comply with the rules and we provide a very good service to you and your customers.

Please not that if you do join scheme A and you wish to “give” a guarantee because for example it is a large installation then all you need to do is tell us when you send in your list and we will invoice you..

Guarantee Information

The guarantees cover up to £15000 or £30000 for up to 10 years. They include as standard cover for deposits up to 25% of the installation total where taken.

If you wish to join one of our schemes, please click on and then print off the application form below, complete it in full and return it with the required copy documents and your cheque made payable to HPL.

Click here (IBG application form is the attached excel file)